We are pleased to advise that, with effect from 1 November 2005, the following improvements have been made to our Domestic covers. The endorsement which reflects these changes is attached.
Domestic buildings section
New
Existing
Temporary repairs
R5 000
R2 000
Emergency accommodation
R5 000
R1 000
Loss of rent
25%
20%
Domestic contents section
Theft from outbuildings limit
R5 000
R1 000
Loss of money
R3 000
R1 000
Refrigerator contents
R5 000
R1 000
Loss of documents
R5 000
R1 000
Veterinary fees
R2 000
R1 000
Goods in the open
R5 000
R2 000
Locks and keys
R5 000
R1 000
Property of domestic employees
R5 000
R1 000
Personal effects of guests
R5 000
R1 000
Medical expenses
R5 000
R1 000
Fatal injury by accident
R10 000
R5 000
Fatal injury by thieves or fire
R15 000
R5 000
Temporary repairs
R5 000
R2 000
Emergency accommodation
R5 000
R1 000
Telephones
R2 000
R750
Rent and alternative accommodation
25%
20%
Optional extension
- Water leakage
R5 000
R2 500
- TV maintenance
R5 000
R2 000
Domestic all risks section
Golfers’ hole in one
R2 000
R1 000
Loss of money
R3 000
R1 000
Fire arm restriction
deleted
Jewellery inspection requirement
deleted
Domestic liability section
Emergency medical expenses
R5 000
R1 000
Cash and credit cards
R5 000
R1 000
Domestic motor section
Medical expenses
- per occupant
R5 000
R1 000
- in total
R20 000
R5 000
Locks and keys
R5 000
R2 000
Audio accessories
R5 000
R1 000
Insured authorised repairs
R5 000
R2 000
Emergency accommodation
R5 000
R1 000
Breakdown tow in cost
R2 000
R500
Domestic pleasurecraft section
New replacement
4 years
3 years
Subsection 2 limit
- Semi-rigid vessel
Per schedule
R250 000
- Sailboard
Per schedule
R250 000
Medical expenses
- per occupant
R2 000
R1 000
- in total
R10 000
R5 000
This is good news for all clients but, further news for pensioners, is that no First Amount Payable will be applied to a cellular telephone insured under the All Risks Section.
