CONDENSED CONSOLIDATED STATEMENT OF FINANCIAL PERFORMANCE
  for the year ended 31 December 2009
  Rand thousands
Year ended  
  
31 December  
2009  
Reviewed  
Year ended  
31 December  
2008  

Audited  
% Change  
  Gross written insurance premium
5,404,362  
5,316,490  
1.7  
  Insurance premium ceded to reinsurers
(1,139,621) 
(1,127,520) 
 
  Net written insurance premium
4,264,741  
4,188,970  
1.8  
  Net insurance premium earned
4,265,262  
4,116,395  
3.6  
  Reinsurance commission earned
137,380  
123,486  
 
  Other income
28,007  
14,147  
 
  Net investment income
329,163  
327,100  
 
  Net income
4,759,812  
4,581,128  
3.9  
  Net insurance claims
3,670,143  
3,086,303  
18.9  
  Gross commission
809,691  
765,963  
5.7  
  Administrative and other operating expenses
565,052  
461,567  
22.4  
  Expenses
5,044,886  
4,313,833  
16.9  
 
 
 
 
  (Loss)/profit before tax
(285,074) 
267,295  
 
  Income tax credit/(expense)
100,509  
(56,838) 
 
  (Loss)/profit after tax
(184,565) 
210,457  
(187.7) 
 
 
 
 
  Earnings per share (cents)
(1,515.4) 
1,728.0  
(187.7) 

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