Products

Zurich in South Africa provides insurance products and services that respond to the needs of individual, commercial and corporate customers.

As the leading global, local insurer in South Africa, Zurich continues to provide distinct and specialist products and propositions. Zurich’s product portfolio provides a comprehensive overview of our market propositions, demonstrating the breadth and depth of coverage we have across the major lines of business.

Products range from personal cover through to highly specialised commercial solutions. You can be sure that Zurich provides the full spectrum of products and services to fulfil customers’ evolving needs.

To access detailed information about Zurich products, click on the image to download and print the product brochure.

Commercial Insurance Tailored solutions that make business sense.		Corporate Insurance Risk management solutions for large domestic and global corporate business.
	Insurance that provides the breadth of commercial cover for medium to large enterprises. Commercial insurance cover from Zurich matches the needs of customers, providing bespoke solutions that bring a superior level of expertise and experience to even the most complex of risks.		At Zurich we provide a global insurance solution flexible enough to protect your worldwide assets and operations in compliance with local insurance regulations. Our international underwriting capability in more than 170 countries means we work hard to provide consistently reliable risk transfer, risk engineering and claims service, packaged with insights and knowledge that can have a significant positive impact on your total cost of risk.
Engineering Insurance Solutions that provide security through expertise.		Farmers Insurance
	Because of our global experience and expertise and the fact that we have qualified engineers within our organisation, we provide cover for even the largest and most complex engineering risk. Zurich’s engineering insurance solutions cover the full spectrum of customers’ needs. They are designed to cover all types of risk in manufacturing, distribution and construction and they include: Machinery Risks Computer and Electronic Risks Construction Plant Risks Contract Work (Construction & Machinery) For specialist engineering requirements, no one can engineer better insurance solutions than Zurich.	For an Afrikaans version of the brochure click here	With our insurance track record and capability of identifying insurance needs in the market, you can be assured of our ability to match your customer’s needs to a product that offers maximum cover. Our proposition is designed to suit; Commercial Emerging commercial and Subsistence farmers

Flexiflite At a Glance		High Net Worth Insurance Exclusive service. Unparalleled cover.
	This insurance policy has been developed specifically for those people who operate as sole proprietors in trade, retail or professional fields such as doctors, lawyers, vets and architects. As its name suggests, Flexilite means total flexibility for customers to decide on the exact cover they need. It’s original. It’s progressive. And it’s been developed to meet the needs of customers that have requirements that are beyond the ordinary.		Some people demand a level of service that certainly is not “business as usual.” To meet customer’s exclusive needs we provide High Net Worth Insurance through our alliance with Aquarius Underwriting Managers. To qualify for this cover, customers need to have combined assets totalling at least R3.5 million and contents that exceed R750 000 in value. Our aim is to build sustainable, long-term relationships with the cream of the crop of personal and commercial clients.

Home and Motor Personal Insurance that meets your customers’ needs.		Marine Insurance For global transport solutions.
	As one of the worlds largest insurers for homes and vehicles, we offer customers unparalleled experience and expertise, such as, A customer-centric solution that combines home and motor insurance A fast track claims service for non-motor claims under R20 000 A dedicated claims team with the authority to make the decisions that will fast track your clients’ claims No excesses charged to pensioners Zurich has established its reputation for service excellence in this sector.		As one of the leading Marine insurance specialists in South Africa, we offer distinct solutions to meet customers’ needs. With our specialist global expertise, we focus on companies involved in both domestic and international trade, importing and exporting goods, including: Manufacturers Retailers Wholesalers Selling and buying agents Service companies Transport companies Couriers Freight forwarders For specialist marine insurance, make Zurich your first port of call.

Small and Medium Enterprises Simple solutions for small and medium-sized businesses.
	Insurance cover for businesses with a turnover less than R10 million, we offer a combination of traditional and specialist cover that is meaningful and relevant. This cover is suitable to all SMEs but with particular emphasis on those in, Manufacturing Retail Food and Beverage Professional Services Our SME insurance means big solutions for small businesses.

Hospitality Insurance		Collectibles Insurance
	Zurich’s hospitality insurance is a combination of business and personal insurance which can be tailored to perfectly meet customers’ individual requirements. The product is suited to those who run Bed and Breakfast establishments, Guesthouses, Lodges or Boutique Hotels.		At Zurich we provide cover that addresses the risks that customers in this sector may be most concerned about. Collectibles is a specially designed policy for retail, wholesale and manufacturing jewellers, diamond and art dealers and collectors of rare and valuable objects.